American Integrity Insurance Co., the court agreed with the plaintiff that a policy that excluded damage from water leaks “over a period of 14 or more days” provided coverage for the first 13 days of the leak. Koener cited a number of appeals court decisions handed down by the 5 th District Court of Appeals in recent years, which have driven insurers crazy. And four of the seven proposed new judgeship positions would go to the fifth district, which could significantly alter the demeanor of the bench there. Three northeast counties would move from the first district to the fifth, with court offices in Daytona Beach. The Supreme Court’s recommendation would also fold four Tampa-area counties into the new sixth district. If approved by the Florida Legislature, which meets next week, the plan would move two heavily populated counties surrounding Orlando from the fifth district to the more-rural second district, based in Lakeland. The addition of a sixth appeals court district court would mean redrawing most district lines in the state. “And the second has been more favorable to insurance companies.” “The fifth district has been very plaintiff-friendly in the last few years,” said Katie Koener, an insurance defense attorney with the Kelley Kronenberg firm in Tampa.
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